About Salary After Tax
A calculator for Canadian payroll deductions that shows its working and names its sources, built because most of the alternatives do neither.
What this site is
Salary After Tax works out what is left of a salary after federal and provincial income tax, pension contributions and employment insurance, in all 13 provinces and territories, for the 2026 tax year. It answers the related questions too: what a raise is worth, what a bonus costs, what gross salary produces a given monthly take-home, whether an offer in one province beats an offer in another.
The design principle is that a number is only useful if you can see where it came from. Every rate, threshold and ceiling used here is transcribed from the authority that published it, and each one carries the document, the link and the date a person last checked it. The sources page lists all of them and the methodology page sets out the calculation, the rounding rule, the assumptions and the limits.
Who maintains it
Paulo Araujo, author and editor. Paulo builds and maintains Salary After Tax. The work focuses on transparent payroll arithmetic, figures tied to the authority that published them, and making the limits of an estimate visible rather than presenting it as certainty.
Corrections and questions go to pharaujo@gmail.com, and the contact page explains how a correction is handled.
Editorial stance
- Sourced or absent. If a figure cannot be tied to a published authority it does not go on the site. There are no third-party tax tables of unknown provenance behind any calculation here.
- Limits stated, not buried. An estimate that hides its assumptions is worse than no estimate. Where the calculation stops being reliable, the page says so. British Columbia, for instance, is computed by expanding its brackets because the only published set of payroll constants available predates its 2026 rate change, and that is written down rather than glossed over.
- Estimates, not advice. This is not payroll software, not a tax return and not personal financial advice. It does not know your TD1 claim, your contribution room or your circumstances.
- No invented figures. No made-up user counts, no fabricated averages, no rounded numbers presented as measurements. Where something is not modelled it is named as not modelled.
- Arithmetic in integer cents. The engine works in whole cents and rounds half up, which is the stated convention of the Canada Revenue Agency and Revenu Québec, so a published figure can be reproduced exactly rather than approximately.
How it makes money
Advertising is not currently enabled on this site. The layout reserves space for it so that turning it on later cannot move content around under a reader, and if it is turned on it will be disclosed on the privacy page. No calculation, ranking or recommendation here is affected by any commercial relationship, because there are none.
A sister site
Live In covers what a place is like and what it costs to live there. Salary After Tax covers what you earn and what you keep. They are built and maintained by the same person, share a visual language deliberately, and link to each other where the link is useful: a salary figure for a province points at the cities in that province where a guide exists, and only at routes that actually exist. Nine of the thirteen jurisdictions here have no city guide yet, and those pages show no city links rather than pointing at pages that are not there.
The intended sequence is what do I actually earn, then what can I afford, then where can I live. The middle piece does not exist yet. When it does it will be linked from here, and until then this page says so rather than promising it.
Elsewhere on the site
Tax data last verified 2026-08-18